Suggested
-
health insurance
-
group personal accident
-
bike insurance
-
car insurance
-
cat insurance
-
check car details
-
health insurance plans
-
health cover plans
-
two wheeler insurance
-
2 wheeler insurance
-
renewal of car insurance
-
renew car insurance
-
car insurance renewal
-
car insurance renew
-
car insurance online
-
maruti suzuki car insurance
-
maruti suzuki insurance
-
maruti insurance
-
travel insurance
-
car no details
-
car number details
-
health insurance plans for family
-
medical insurance plans for family
-
best health insurance in india
-
good health insurance in india
Group Health Insurance
Group Health Insurance
Key Features
Building a Healthy Workforce, Building Success
Coverage Highlights
Get comprehensive coverage for your health
Wide Sum insured options
Choose adequate sum insured that suits your budget from INR 15,000 to INR 5,00,000
Cost-Effective
Lower premiums compared to individual plans
Comprehensive Coverage
Includes a wide range of benefits such as hospitalization, outpatient care, maternity, and preventive services
Cashless Facility
Provides cashless treatment at a vast network of hospitals, reducing the financial burden on employees
No Medical Underwriting
Simplified enrollment process without the need for medical tests
Note
Please read policy wording for detailed terms and conditions
Inclusions
What’s covered?Hospitalization & Day Care Expenses
Coverage Covers hospitalization expenses ( with choice of Room types) & all types of Day Care procedures & surgeriesthe cost of in-patient hospitalisation (including room type choices), ICU charges (at actuals), and all day care procedures, surgeries, and other essential medical services
In-patient Hospitalisation Treatment
Room and Boarding Expenses, ICU expenses, Nursing Expenses, Surgeon, Anesthesia and etc that are necessary and prescribed by the doctor
Organ Donor Expense
Medical expenses incurred for organ donor's in-patient treatment for harvesting the donated organ if insured is the receiver
Road Ambulance
Covers reasonable cost per valid hospitalization claim on an ambulance offered by a healthcare or ambulance service provider
Sum Insured Reinstatement Benefit
100% of the Base Sum Insured specified under In-patient Hospitalization Treatment would be reinstated for the particular Policy Year
Daily Cash Allowance
Provides a daily cash allowance for each day of hospitalization, helping to cover incidental expenses that are not covered by regular health insurance
Modern Treatment
Medical expenses incurred in undergoing treatment using modern and advanced technologies or procedures
AYUSH Hospitalization
Medical expenses for ayurvedic, yoga, unani, siddha and homeopathic, treatments on advice of a doctor for illness or body injury
Floater & Individual Sum Insured
You can decide to cover your family members under shared Sum Insured (Floater) or Separate Sum Insured (Individual)
Note
Please read policy wording for detailed terms and conditions
Exclusions
What’s not covered?Specific disease/procedure Waiting period
24 months , applicable to expenses related to the treatment of the listed Conditions, surgeries/treatments
Investigation & Evaluation
Primarily for diagnostics and evaluation purposes or not related to current diagnosis and treatment
Dietary supplements and substances
Purchased without prescription, including but not limited to Vitamins, minerals and organic substances unless prescribed by a Medical Practitioner as part of hospitalization /day care
Cosmetic Surgery
Any treatment to change appearance unless for reconstruction following an Accident, Burns or medically necessary treatment
Self Inflicted Acts
Self-inflicted injuries, suicide attempts, insanity, and illegal acts
Deductibles and Co-pays
Can be opted to avail additional discounts
Note
Please read policy wording for detailed exclusions
Benefits You Deserve
Customization
Tailor your coverage as per your requirement
Wellness Discount
Stay fit during the policy year and enjoy 10% discount on renewal
Reinstatement Benefits
Unlimited reinstatement of the sum insured, even after its depletion
Download Policy Document
Get instant access to your policy details with a single click.
Why Insure Your Health with Bajaj Allianz?
view all
Wellness Supervisor
Insurance benefits and rewards
Earn points for health activities and get benefits as premium discounts & policy upgrades. Improve your health to reduce claims & maximize benefits.
Complete health assessment and data integration
Start with a detailed health evaluation and sync your medical records & wearables for real-time data on activity, sleep & vital metrics.
Insurance benefits and rewards
Earn points for health activities and get benefits as premium discounts & policy upgrades. Improve your health to reduce claims & maximize benefits
Complete health assessment and data integration
Start with a detailed health evaluation and sync your medical records & wearables for real-time data on activity, sleep & vital metrics.
Step-by-Step Guide
To help you navigate your insurance journey
How to Buy
-
0
Visit Bajaj Allianz website
-
1
Enter personal details
-
2
Compare health insurance plans
-
3
Select suitable coverage
-
4
Check discounts & offers
-
5
Add optional benefits
-
6
Proceed to secure payment
-
7
Receive instant policy confirmation
How to Renew
-
0
Login to the app
-
1
Enter your current policy details
-
2
Review and update coverage if required
-
3
Check for renewal offers
-
4
Add or remove riders
-
5
Confirm details and proceed
-
6
Complete renewal payment online
-
7
Receive instant confirmation for your policy renewal
How to Claim
-
0
Notify Bajaj Allianz about the claim using app
-
1
Submit all the required documents
-
2
Choose cashless or reimbursement mode for your claim
-
3
Avail treatment and share required bills
-
4
Receive claim settlement after approval
How to Port
-
0
Check eligibility for porting
-
1
Compare new policy benefits
-
2
Apply before your current policy expires
-
3
Provide details of your existing policy
-
4
Undergo risk assessment by Bajaj Allianz
-
5
Receive approval from Bajaj Allianz
-
6
Pay the premium for your new policy
-
7
Receive policy documents & coverage details
Quick Links
Diverse more policies for different needs
Insurance Samjho
Critical Illness Insurance
Health Claim by Direct Click
Personal Accident policy
Global Personal Guard Policy
Claim Motor On The Spot
Two-Wheeler Long Term Policy
24x7 Roadside/Spot assistance
.webp)
Caringly Yours (Motor Insurance)
Travel Insurance Claim
Cashless Claim
24x7 Missed Facility
Filing a Travel Insurance Claim
My Home–All Risk Policy
Home Insurance Claim process
Home Insurance Simplified
Home Insurance Cover
Explore our articles
View all
Create a Profile With Us to Unlock New Benefits
- Customised plans that grow with you
- Proactive coverage for future milestones
- Expert advice tailored to your profile
What Our Customers Say
Helpful in Emergencies
I had an unfortunate accident, and this insurance saved me from a major financial burden. The hospitalisation expenses were covered smoothly, and I had no issues with the process.
Priya Sekhsaria
Ahmedabad
29th May 2021
Good Coverage
The coverage is solid, but submitting documents for claims could be made simpler. Otherwise, it’s a good policy with reasonable benefits.
Sujata Biswas
Kolkata
26th Jul 2021
Instant Policy Issuance
Very user-friendly. I got coverage in less than 10 minutes.
Jaykumar Rao
Bhopal
25th May 2019
Affordable & Reliable
This insurance plan is worth every penny! Our organisation chose this policy, and it offers great financial security in case of an accident. The premium is affordable, and the coverage is excellent.
Rohan Ahuja
Delhi
22nd Apr 2019
Hassle-free Claims
Our company recently opted for this group health insurance, and it has been a fantastic decision. The coverage is extensive, including pre-existing conditions and maternity benefits.
Aniruddh Singh
Delhi
27th Jul 2020
Excellent for Startups
We run a small business and wanted affordable yet comprehensive health coverage for our employees. This policy turned out to be the perfect fit! The premium is reasonable.
Shweta
Aurangabad
10th Jun 2019
FAQ's
A pre-existing disease in Group Health Insurance refers to any illness, condition, or injury diagnosed or treated by a physician within 36 months before the policy’s start or reinstatement. It includes ailments for which medical advice, diagnosis, or treatment was recommended or received during this period.
Group Medical Cover (GMC) policies include pre- and post-hospitalisation coverage and reimbursing medical expenses incurred before and after hospitalisation. The coverage period typically ranges from 15 to 120 days for pre-hospitalisation and 15 to 180 days for post-hospitalisation, depending on the policy terms.
The CDC (Claim by Direct Click) benefit under a Group Health Plan allows individuals and their families to file claims effortlessly without visiting offices or handling paperwork. Simply log in to the Insurance Wallet app to register a claim anytime, anywhere, ensuring a seamless and hassle-free experience.
Wellness benefits under Group Health Insurance include free health check-ups, tele consultations, fitness programs, and mental health counselling. These benefits promote overall well-being, encourage preventive care, and help employees maintain a healthier lifestyle.
To claim under a Group Health Policy, you need documents like the claim form, hospital bills, discharge summary, doctor's prescription, medical reports, ID proof, policy details, and bank account information. In case of a cashless claim, pre-authorisation from the insurer and hospital invoices are also required.
Medical insurance provides financial protection against unexpected medical expenses, ensuring access to quality healthcare without depleting your savings.
You can add your spouse, children, parents, and other dependents as per the policy terms, ensuring comprehensive family coverage.
Online comparison helps you find the best plan that suits your needs and budget, offering a clear understanding of coverage and benefits.
Delaying premiums can result in policy lapse, losing coverage benefits and financial protection, and may lead to difficulties in renewing the policy.
Request a physical copy from the insurer or take a printout of the digital policy document received via email.
Claims should be made within the stipulated time as per the policy terms to avoid rejection and ensure timely processing.
Pre-existing conditions are medical conditions you had before buying your Individual Health Insurance plan. Coverage for these might require waiting periods or exclusions. Be transparent about your health history.
Insurers cover hospital bills through reimbursement (you pay upfront and get reimbursed later) or cashless hospitalisation (insurer settles bills directly with network hospitals).
Individual Health Insurance premiums often qualify for tax deductions under Section 80D of the Income Tax Act (India).
Personal medical insurance offers financial protection against unexpected medical expenses due to illness, accidents, or hospitalisation. It provides peace of mind and safeguards your savings.
Don’t stress the small things in life! The easiest and quickest way to renew your life insurance policy is by doing it online. Topping up your health cover gives you freedom from worrying about heavy medical expenses.
We know that reading through the ponderous terms and conditions section of a health insurance policy isn’t always easy. So, here is the quick answer. Your renewal premium is calculated based on your age and coverage. As always, you can put the power of compounding to good use by investing in health insurance as early as possible.
Yes, of course. Life can get really busy and even things as important as renewing your health insurance plan can get side-lined. With Bajaj Allianz, we turn back the clock to give a grace period where you can renew your expired policy. For 30 days from the expiry date, you can still renew your health cover with ease. Now, you can run the race at yo
Absolutely! All you have to do to renew your health insurance is click or tap a few times! You can definitely renew health insurance policies online and also buy new policy for your family & friends click here to know more.
Yes, as per IRDAI regulations, insurance portability between providers is allowed. This also includes transfer of benefits like Cumulative Bonus and credits relating to waiting period for pre-existing diseases.
Why juggle policies when one app can do it all?
Download Caringly your's app!
What makes our insurance unique
With Motor On-The-Spot, Health Direct Click, etc we provide fast claim process
